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Privacy Policy/Privacy Statement and Terms & Conditions

Thank you for visiting the official website (www.mortgagedelivery.com) of Mortgage Delivery Specialists (MDS). This Privacy Policy/Privacy Statement explains our policies and practices with respect to the collection, maintenance and disclosure of information on MDS’s website (“Web Site”). We describe the information we may collect, how we may collect and use it, and certain other privacy issues, including the precautions we take to protect your privacy. Our policy covers the following topics:
  • Section A: Information Collected and How it is Used
  • Section B: Personal Information and Choice
  • Section C: Security
  • Section D: Changes to Privacy Statement
  • Section E:  Enforcement
  • Section F: Terms & Conditions
  • Section G: Disclaimer Regarding Other Websites
  • Section H: Contact Information
Section A: Information Collected and How it is Used

What we may collect if you only browse this site:  If you do nothing during your visit to our website but browse, read pages, or download information, we may gather and store certain limited information about your visit.  This information does not identify you personally.  We may automatically collect and store the following information about your visit:
  1. IP Address - The Internet Protocol (IP) address and domain name used.  When connecting to the Web Site, your computer registers an IP address. The IP address is a numerical identifier assigned either to your internet service or directly to your computer.  We use the IP address to direct internet traffic to you.  This address can be translated to determine the domain name of your service provider (e.g., abc-company.com, xyz-school.edu, and so on). MDS may use your IP address to analyze trends, help diagnose problems with our server, administer our Web Site and to obtain an overall number of IP addresses visiting our site. Your IP address may also be used to gather broad demographic information. IP addresses are not linked to personally identifiable information.
  2. Cookies - MDS may use “cookies” in the collection of visitor data. A cookie is a small text file that is stored on a site visitor’s computer to gather and keep track of non-personal information related to you. We use cookies to measure the number of visitors coming to our site, better understand our visitor’s needs, improve MDS services and to deliver content specific to visitor’s interests. Cookies also help MDS review Web Site traffic patterns and improve the Web Site. Although many browsers are set to accept cookies, you can set your browser to reject cookies but this may prevent you from using some of the features of the Web Site. Information collected through cookies is not linked to any personally identifiable information.
  3. Browser - We may collect information about the type of browser and operating system you used to visit the Web Site.
  4. Time Stamp - We may capture the date and time you visited the Web Site.
  5. Web Site Information - We may capture the web pages or services you accessed at the Web Site and Websites you visited prior to coming to this site.
The information we automatically collect or store is used by Mortgage Delivery Specialists only for the purpose of improving the content of our Web services and to help us understand how people are using our services so that we may continually improve our Web Site’s usefulness to the public. 
What we may collect if you volunteer information:  If during your visit to our Web Site you complete any Web-based form, participate in a survey, submit information concerning employment opportunities, or send an e-mail, the following additional information may be collected:
  1. The e-mail address, and contents of e-mail, for those who communicate with us via e-mail;
  2. Information volunteered in response to a form or survey; and
  3. Information volunteered to request information, products or services.
Personal information collected on the Web Site or as a result of your visit to the Web Site is used primarily to help us evaluate your request for services. We may use the information to send to you information relevant to your inquiry. MDS also may, in the future, selectively provide certain personal information to affiliated entities or unaffiliated third parties that have products or services we think may interest you. Whenever possible, MDS will gain your consent to do so.
 
MDS may use personal information collected or in its possession to contact users in connection with inappropriate use of this Web Site, noncompliance with the Terms of Use, or in connection with a complaint filed by another users about their use of the Web Site.
 
MDS may disclose your personal information to third parties, such as law enforcement officials, to comply with legal requirements, court orders, government or law enforcement agency requests, to protect or defend MDS, where we perceive an immediate danger of death or serious physical injury to someone as a result of Web Site activity. Our disclosures may occur under circumstances where we may not be authorized to advise you of such action.
 
Section B: Personal Information and Choice

You may choose whether to provide personal information to us on-line.  Personal information is information about a natural person that is readily identifiable to that individual.  Personal information includes such things as an individual’s name, address and phone number.  A domain name or IP address is not considered personal information.
 
We collect no personal information about you unless you voluntarily provide it to us by sending us an e-mail, participating in a survey, or completing an on-line form.  You may choose not to contact us by e-mail, participate in a survey or to provide any personal information using an on-line form.   Alternative methods for contacting us in person, by phone or by mail are available by using the information in the Contact Information section at the end of this policy (see Section G).  Your choice to not participate in these activities on-line will not impair your ability to browse our website and to read or download any information provided on the site except as may be indicated for the downloading of specialty information.
 
Section C: Security

Unfortunately, no data transmission over the Internet can be guaranteed to be one hundred percent secure. It is important to recognize that whatever you transmit or disclose online could be collected and used by others or even unlawfully intercepted by third parties.  While we strive to protect your personal information, Mortgage Delivery Specialists LLC cannot ensure or warrant the security of any information that you transmit to us.  You transmit information to us at your own risk.
 
We have taken several steps to safeguard the integrity of our website and to prevent unauthorized access to information maintained by us – on-line and off-line.  These measures are designed and intended to prevent corruption of data and to block unknown or unauthorized access to our systems and information.  Further, only those of our employees and agents who need access to your information to carry out our business functions are allowed access to that information.  Access to systems and information is password protected. Our security policies are reviewed periodically and revised as required. All employees are kept up-to-date on MDS security and privacy practices.
 
Section D: Changes to Privacy Statement

MDS reserves the right to modify this Privacy Statement from time to time at its sole discretion. If MDS decides to revise its Privacy Statement, it will post the revised Privacy Statement here. Such revised Privacy Statement will become effective upon posting. Your access and use of the Web Site after such posting shall be deemed acceptance of such revised Privacy Statement.
 
If, at any time, MDS proposes to use personal information in a manner that is different from the privacy statement in effect at the time information was collected, MDS will notify you via email. You will be given a choice whether to allow us to use your personal information in the manner proposed.
 
Section E: Enforcement

If you have any questions, comments, complaints or requests regarding privacy, the information-collection practices of the Web Site or enforcement of this privacy statement, please contact us at: Mortgage Delivery Specialists LLC, 161 W. Wisconsin Avenue, Suite 2-H, Pewaukee, WI 53072 OR privacy@mortgagedelivery.com.
 
Section F: Terms & Conditions:

This Web Site is provided to you under these "Terms & Conditions" and any amendments to them that may be posted from time to time by Mortgage Delivery Specialists LLC ("MDS"), (collectively referred to as this "Agreement"). The Agreement constitutes the entire agreement between you and Mortgage Delivery Specialists LLC regarding the use of this Web Site. PLEASE READ THIS AGREEMENT CAREFULLY. Your use of this Web Site will be deemed to constitute your consent to be bound by the terms and conditions of this Agreement. If you are not willing to accept the terms and conditions in this Agreement, we ask that you not use the Web Site.

Ownership

This Web site ("Web Site") is owned by Mortgage Delivery Specialists LLC. All rights, title and interest to the content displayed on the Web Site, including but not limited to the Web Site’s look and feel, data, information, text, graphics, images, sound or video materials, designs, trademarks, service marks, trade names and URL are the property of MDS or its respective partners, agents or third parties. Any use of the site and/or the content displayed on the site other than as permitted in this Agreement is prohibited.
 
Modifications

MDS may make changes to this Agreement from time to time in its sole discretion, and will post any such changes on the Web Site. Your continued use of the Web Site following the posting of changes constitutes your acceptance of any such changes.
 
Privacy

The information that we obtain through your use of the Web Site, whether through the registration process or otherwise, is subject to our Privacy Statement. That Privacy Policy contains terms and conditions that govern our collection and use of the data you provide to us including your rights relative to that information. Please review the Privacy Policy above before you use the Web Site. If you are unwilling to accept the terms and conditions of the Privacy Policy, we ask that you not use the Web Site.
 
Protection of Intellectual Property Rights and License

You acknowledge that content on the Web Site (“Intellectual Property Rights”), is protected by copyrights, trademarks, Web Site marks, patents or other proprietary rights and laws. Except as expressly authorized by MDS herein, you agree not to copy, modify, rent, lease, loan, sell, assign, distribute, license, reverse engineer or create derivative works based on the Web Site or any content (including without limitation any software) available through the Web Site. Any rights not expressly granted herein are reserved.
 
Compliance with Laws

This site may be used only for lawful purposes. You agree to comply with all applicable local, state, national and international laws, regulations or conventions, including without limitation those related to data privacy, international communications and export of technical or personal data. You may not use the Web Site for any criminal or illegal activities or activities that might be legally actionable.
 
User Conduct

You agree that you shall not use the Web Site in any way to:
 
1.  Post, transmit or disseminate any content which infringes or violates any party's copyright, trademark, trade secret, patent or other proprietary right, including, but not limited to, using third party copyrighted materials without appropriate permission, using third party trademarks without appropriate permission or attribution or using or distributing third party information (whether or not protected as a trade secret) in violation of a duty of confidentiality;
 
2.  Post, disseminate or transmit any worms, viruses or other harmful, disruptive or destructive files, code or programs;
 
3. Impersonate any person or entity; falsely state or otherwise misrepresent your affiliation with any person or entity; intentionally omit, delete, forge or misrepresent transmission information, including headers, return mailing and Internet Protocol addresses; or otherwise manipulate identifiers to disguise the origin of any site content transmitted through the Web Site;
 
4. Disseminate or transmit any site content you do not have the right to disseminate or transmit;
 
5. Disrupt the normal flow of dialogue or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
 
6. Interfere with, disrupt or harm in any way the Web Site, servers or networks connected to the Web Site;
 
7. Collect or store personal data about other users; or
 
8. Engage in any activities that would violate the personal privacy rights of others, including but not limited to, collecting and distributing information about Internet users without their permission, except as permitted by applicable law.
 
User Content

By transmitting content using the Web Site, (1) you represent and warrant to MDS that you have all necessary permission to post or transmit content; and (2) you grant to MDS a worldwide, non-exclusive, perpetual, royalty-free license to fully sub licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such content (in whole or part) worldwide and /or to incorporate it in other works in any form, media or technology now known or later developed.
 
Disclaimer of Warranties

THE WEB SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, MDS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. MDS DOES NOT MAKE ANY WARRANTY THAT THE WEB SITE WILL MEET YOUR REQUIREMENTS OR THAT THE WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED. MDS MAKES NO WARRANTIES AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEB SITE, AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE WEB SITE, AS TO THE QUALITY OF ANY PRODUCTS, WEBSITES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEB SITE, OR AS TO ANY TRANSACTIONS ENTERED INTO BY YOUR USE OF THE WEB SITE. YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEB SITE IS USED AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM MDS OR THROUGH THE WEB SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.
 
Limitations of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT UNDER NO CIRCUMSTANCES SHALL MDS OR ITS OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS OR THOSE OF ITS AFFILIATE OR SUBSIDIARIES BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, COST OF PROCUREMENT OF SUBSTITUTE SERVICES OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES, HOWSOEVER CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), OR OTHERWISE RESULTING FROM: (1) THE USE OF, OR THE INABILITY TO USE, THE WEB SITE, (2) THE COST OF PROCUREMENT OF SUBSTITUTE SERVICES, GOODS OR AND WEBSITES, (3) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, (4) THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEB SITE, OR, (5) ANY OTHER MATTER RELATING TO THE WEB SITE. THESE LIMITATIONS WILL APPLY WHETHER OR NOT MDS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. SOME JURISDICTIONS DO NOT ALLOW A LIMITATION OR EXCLUSION OF LIABILITY FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
 
Indemnification

You agree to indemnify and hold harmless MDS, its directors, officers, employees and agents, and those of its co-branders, subsidiaries, parents and affiliates, from and against any and all liability, losses, claims, demands, disputes, damages or costs of any kind, including, without limitation, reasonable attorneys’ fees and costs of litigation, resulting from or in any way connected with your use of the Web Site content you submit, post or transmit through the Web Site, your breach of this Agreement or your connection to the Web Site.
 
Copyright, Copyright Agent

MDS asks our users to respect the intellectual property of others.  If you believe in good faith that your work has been copied in a way that constitutes copyright infringement please contact us at privacy@mortgagedelivery.com. 
 
Modification or Suspension of the Web Site

You agree that MDS may, in its sole discretion and at any time, discontinue, suspend or modify its operation of this Web Site or any part thereof, temporarily or permanently, without notice to you, and you agree that MDS shall not be liable for any consequences to you for the inoperability of the Web Site. 
 
Limitation of Actions Brought Against Mortgage Delivery Specialists LLC

You agree that any claim or cause of action arising out of your use of the Web Site or this Agreement must be filed within one year after such claim or cause of action arose or it shall forever be barred, notwithstanding any statute of limitations or other law to the contrary. Within this period, any failure by MDS to enforce or exercise any provision of this Agreement or related right shall not constitute a waiver of that right or provision.
 
Applicable Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Wisconsin, without giving effect to conflict of laws provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within the County of Waukesha, Wisconsin. If you have any questions with respect to this Agreement or the Web Site you may contact a representative of Mortgage Delivery Specialists LLC at privacy@mortgagedelivery.com.
 
Or
 
Mortgage Delivery Specialists LLC
Attn: Website Administrator
161 W. Wisconsin Avenue, Suite 2-H
Pewaukee, WI 53072
262.746.9212

 Section G: Disclaimer Regarding Other Websites

This policy applies only to sites owned by Mortgage Delivery Specialists LLC.  However, this website may, from time to time, provide links to other websites, including those operated by unrelated governmental agencies, non-profit organizations, and private businesses.  Be advised that MDS is not responsible for the content of other unrelated sites and shall not be liable for any damages or injury arising from the other Website content.  Any links to other sites are provided merely as a convenience to the users of this site. When you link to another unrelated site, you are no longer on MDS’s Website and this privacy policy will not apply.  When you link to an unrelated Website, you are subject to the privacy policy of that Website.  If you visit an unrelated Website that is linked to our site, you should carefully consult that site’s privacy policy before providing any personal information.
 
Section H: Contact Information

You may contact Mortgage Delivery Specialists as follows:
 
Mortgage Delivery Specialists LLC
161 W. Wisconsin Avenue
Suite 2-H
Pewaukee, WI 53072
Ph: 262.746.9212 Fx: 877.731.3922
info@mortgagedelivery.com

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